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These rates are current at least through March 10, 2026, and the NCUA in 2026 will have to determine the rates after March 10. Importantly, anyone who consolidates their loans into a brand-new Direct Combination Loan that is paid out on or after July 1, 2026, will be treated as a debtor with new loans and limited to only the brand-new RAP and basic plans. Beginning July 1, 2026, theGrad PLUS graduate program is eliminated entirelyRemoved totally there are new dollar brand-new limits quantity other loans to graduate studentsFinish
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